license info: Licensed California Certified Specialist in Bankruptcy Attorney Michael David Franco - #175323
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Los Angeles & Long Beach Bankruptcy Attorney
I am Michael D Franco, a Certified Specialist in bankruptcy law. I have helped 5,000+ Southern California individuals, couples and businesses deal with their financial difficulties using the Bankruptcy Laws. We've all been 'there' at one time - there's no stigma to wanting to get a clean slate. That's why the U.S. Congress set up the bankruptcy laws...
Bankruptcy is ALL I do!
In fact, I located my office so close to the court, that every morning I take a 4-minute walk to the Federal Bankruptcy Court. I am in Court every day -- in court as much as I am in my office. People at the Courthouse tease me: Good morning counselor, you've arrived to your office early today...
About Me
I've been serving the residents of Southern California for 23-years. Moreover, I am a California State Bar Board Certified Specialist in Bankruptcy Law.
I have handled well over 5,000 cases. Each of those cases represent an individual, a couple, or a small business owner --- people just like you --- who were able to stop creditors from harassing them, stop lawsuits, stop wage garnishments, stop car repossession, and even stop the foreclosure of their family's home! All of these intense, overwhelming things can be stopped by taking advantage of the U.S. Bankruptcy Laws.
Together, we can:
- STOP Garnishments On Your Check
- STOP Lawsuits
- STOP IRS and Judgment Levies
- STOP Automobile Repossessions
- STOP Foreclosures
- STOP Harassing Phone Calls
CHAPTER 7 BANKRUPTCY
Chapter 7 bankruptcy is powerful!
If you qualify, it wipes out all or most of your debt, so you can get that fresh start. U.S. and State lawmakers decided it is a good idea for people to have the bankruptcy option before you have nothing so little left, you might become a burden on society. Big, well known businesses file bankruptcy before they get too far under, maybe it's time you investigate the power of bankruptcy. Regardless of how many assets you have or how little your creditors will ultimately receive, Chapter 7 allows you to walk away from your debts.
Chapter 7 Bankruptcy can eliminate most or all of your unsecured debts.
Call (855) 757-2889 to speak with me personally for a no-cost phone consultation reply by E-MAIL if you are unable to talk.
CHAPTER 13 BANKRUPTCY
WHY People Choose Chapter 13 Bankruptcy:
(1) - To stop home foreclosure.
You can save your home and 'catch up' on past due mortgage payments over 36 to 60 months. If your home loan becomes due during the Chapter 13 process, your repayment plan can provide for payment of entire debt.
(2) - For those who earn too much income to pass the means test for Chapter 7.
You can still take advantage of bankruptcy by filing Chapter 13 and STILL - it is likely that you can discharge some of your unsecured debt such as credit card balances and medical bills.
(3) - To strip off a 2nd trust deed (or other junior liens).
If the value of your home is less than the 1st trust deed balance, a Chapter 13 bankruptcy can strip off a 2nd trust deed and other junior liens once the plan is completed.
Contact Me
VISIT ME AT: https://www.oc-bankruptcyattorneys.com
CALL OR TEXT ME AT: (two-one-three) 204-6090 to schedule a FREE phone or sit-down consultation.
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